Know exactly what lands in your bank account
Quick, beautiful tools for everyday money questions — from CTC to in-hand salary, to net worth, FIRE and life-planning simulators. Answers in seconds.
⚡ Quick in-hand salary check
Assumes 40% basic, 12% PF, Karnataka professional tax, a metro city and the better of old/new regime. Customise everything →
Every calculator you need
Pick a tool. Get the answer. Get on with your day.
Why people love InHand
Built to be faster and clearer than a spreadsheet.
Instant results
Results update as you type — no buttons, no page reloads, no waiting.
Private by design
All maths runs on your device. We never see or store your salary or loan details.
Old vs new, side by side
See which tax regime leaves more money in your pocket, and by how much.
Works everywhere
Designed mobile-first with a light and dark theme. Fast on any connection.
Negotiating an offer or planning a raise?
See the real take-home before you say yes.
Try the hike calculator →Frequently asked questions
What is in-hand salary?
In-hand (take-home) salary is what you actually receive in your bank account each month after employee PF, professional tax and income tax (TDS) are deducted from your gross pay. It is usually 70–85% of monthly CTC.
Is my data stored anywhere?
No. Every calculation runs locally in your browser. Nothing you type is uploaded or saved on a server.
Which tax year do the calculators use?
FY 2026-27 (AY 2027-28) slabs, including the ₹75,000 standard deduction and the ₹12 lakh rebate limit under the new regime.
Will the result match my payslip exactly?
It will be very close, but employers structure pay differently (DA, reimbursements, insurance, etc.), so use it as a reliable estimate and confirm with your HR or payroll team.